Pension credit advice
Pension Credit is a tax-free payment that is calculated based on your income. If you have a partner, your income is calculated together. Pension Credit tops up your weekly income to £218.15 if you’re single, or £332.95 for couples.
You can get Pension Credit if you:
- have reached Pension Credit qualifying age, which is State Pension age
- The State Pension age is 66. You can find out more about State Pension age on the government website
- live in Great Britain
You may still get Pension Credit if you:
- have not paid National Insurance contributions
- have some savings or a small pension
- the first £10,000 of savings is ignored, so if you have been turned down before because of the amount of your savings, it’s worth another check
- live with your grown-up family
- own your own home
If you are eligible for Pension Credit, you may be able to access more support, such as:
- housing benefit
- mortgage interest
- council tax support
- a free TV licence (over 75's)
- NHS dental treatment and glasses
- transport costs for hospital appointments
- heating costs including the Winter Fuel Allowance
Visit the government website to find out more about how to claim Pension Credit.
For more help and support
If you are looking for financial support or advice, visit our cost of living support pages.
You can also visit one of our Help at the Hub sessions if you would like to chat to someone in person.